An anatomy study I did for Honry, so I thought I'd put it up here too.

Just a random nude picture I found on google images and did my skeleton drawing process over it, just to give a better idea. My anatomy designs and skeletons are based on Andrew Loomis' figure process.
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Few tips:

-The whole torso is the equivalent of roughly 3 heads high on an average human being (about 7 heads tall). It is divided into two parts where the ribcage ends.

-The elbow joint is most often immediately at or a little bit below the midriff line.

-The wrist is usually just under the hip line (when the figure is standing up).

-Bottoms of breasts (considering their weight and perkiness) are usually between a third to a half way up the torso (Unless they sag heavily, like in old women and hentai girls)

-Bellybuttons are almost always dead center on the bottom half of the torso.

-Where the vertical bisector line (spine) meets the collarbone, on an average-sized, standing, relaxed woman, the neck has a visible curve at about 45 degrees from the bisector line.
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Again, I'm not saying this way is for everybody, and I'm certainly not saying this is what everyone should use (I'm not a good teacher, methinks) but if anyone is curious about my methods for figure drawing, I'm posting it.